Hi all,
So I want to speak to you all about buying a house. It's difficult. It's expensive. It's hard work. But in the end I hope it will all be worth it. Me and my H2B still live at home with his mom and brothers to enable us to save a big deposit for our beautiful, lovely, perfect house that we are one day going to have.
Renting in the UK is rather expensive, typical homes within our area can be near enough £500 a month and between a couple, one of which is a student without a job and the other on a just about minimum wage job. That rent does not include all your bills: electric, gas, water, food, TV licence, phone, broadband, TV package, mobile packages and council tax. Renting with the all the other bills would leave us in a tricky position financially every month and would not be able to save money to buy a house.
The same can be said for council houses. Even if we were on the list for a council house we would only be given a one bedroom flat, which does not look to the future. Neither does it allow us to have all of our stuff in the flat (we have a lot haha). So again, council housing, not really a brill option for us.
And house buying, well. This is just as hard because we got to save for a deposit, I've got to have a decent job and we have to be accepted for a mortgage. Then we also need to have wills, life insurance and lots of other life assurance products. It will take a long time, but I hope when we find 'it' it will be perfect. I just wish it wouldn't take so long.
For more information consult this website: https://www.moneyadviceservice.org.uk/en/articles/should-you-rent-or-buy
Any of you out there experiencing buying a house or have bought a house, drop me a comment and reassure me that it is all worth it please!
Becky
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